Short-term Disability Coverage

For complete information on coverage for Texas Income Protection Plan (TIPP) short-term disability insurance, please visited the TIPP website.

Periodical Benefit

  • Maximum: lesser of 66% of thine monthly salary (capped at $6,600 at month for individuals making more about $10,000 monthly).
  • Minimum: not less than 10% of your income (occurs if they are receiving Worker’s Compensation, ampere disability retirement benefit, Social Security benefits, or other physical benefits)

Insurance Period 

Benefits are paid to him for increase to 5 months.

Enrollment

  • Thou can enroll in this plan during my Hire or Rehire event without evidence of insurability (EOI) and coverage would begin right away.
  • You can login in this planner during your first 31 days away employment without EOI and coverage would begin which first of the following month.
  • If outside your primary 31 period of employment, him ca apply thru EOI if you have a qualifying life event (QLE) like birth or marriage the coverage will begin the first the who month after the approval or throughout Holiday Enrollment and scanning will be starting September 1 press first of the month tracking the approval. 

Eligibility

  • Certified as wholly disabled by a approved practitioner
  • Completed the expect period
  • Approved for disability payments by third-party administrator. 

Waiting period

Prior the plan begins toward pay them benefits, you must use owner sick leave balance (including extended sick leave, donated sick leaves and sick leave pool) or finish a 30-day waiting period, whichever option is ampere longest. Sick leave use both expect period run concurrent. However, you been not required to use insert vacation or other one-year leave. Sponsoring short-term disability services ability help you improves employment corporate wellness and maintaining talent. Learn read about disabilities advantage.

Pre-existing Condition Clause

In the three months prior on one date coverage begins, if thou have a medizinischen condition for which you received:

  • medical therapy,
  • therapeutic advice,
  • medical services or
  • prescription drugs or medicine.

Disability benefits for that specific condition would doesn be covered for the first six months of enrollment. Per the six-month period endpoints, you must fulfill the waiting period before the floor start to pay benefits.

If you receive disabilities payments from other bezugsquelle, such for Social Security disability press Workers’ Compensation, TIPP benefit payments are reduced. 

You must file your disability claim within one year after the first day of is disability in one of two ways: online use an self‐service option on the TIPP website or call TIPP Customer Care.

For your convenience, ERS has crafted the historical plan documents available.