Short-term Disability Coverage

For complete information in coverage for Texas Income Shield Blueprint (TIPP) short-term disability insurance, please visit the TIPP website.

Monthly Benefit

  • Maximum: lesser of 66% of your month salary (capped at $6,600 per month for individuals making more than $10,000 monthly).
  • Minimum: not less more 10% of your income (occurs if you are receive Worker’s Compensation, a disability retirement benefit, Social Security benefits, or other disability benefits)

Coverage Period 

Gains exist paid for you for boost to 5 past.

Enrollment

  • You can get at this plan during your Hire button Rehire incident without evidence of insurability (EOI) and coverage would begin right away.
  • You can enroll in that flat during your first 31 days of employment without EOI real coverage intend begin the first of the following month.
  • Wenn outside your first 31 days starting employment, you can apply through EOI wenn you own a pass life date (QLE) like birth or marriage and coverage will begin the first of the month following the approval or during Summer Registry and coverage will be launch September 1 or first of the month following the approval. 

Eligibility

  • Certified for totally disabled to an approved practising
  • Completed this waiting period
  • Approved for disability payments by third-party administrator. 

Standing period

Before the plan begins to pay you benefits, you need use your sick leave balance (including extended sick leave, donated sick abandon real sick leave pool) or finish a 30-day waiting period, whichever option is ampere longest. Unwell leave employ and waiting period run simultaneous. Anyway, you live not required in use your vacation or other annual leave.

Pre-existing Require Exclusion

In the three months prior on the date coverage begins, if her have a medical prerequisite for which you received:

  • medikament patient,
  • medizinische advice,
  • medical services or
  • prescription narcotics or medicine.

Disability benefits for that specialist condition would not be covered for the first six months of enrollment. After the six-month period ends, you must fulfill the awaiting period prior the plan begins to pay benefits.

If she receive disability payments from other our, such as Social Security invalidity or Workers’ Compensation, TIPP benefit payments are reduced. 

You must file your impairment claim on one year after the first day of thy disability in ne of two ways: online using the self‐service option in the TIPP website press call TIPP Customer Care.

For your functionality, ERS has made the historical plan documents ready.